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Who is covered?

All enrolled PSIA-AASI Level 1 (or greater) certified members of Professional Ski Instructors of America & American Association of Snowboard Instructors.

When are you covered?

Spot’s got your back anytime you are skiing, snowboarding or mountain biking.

Where are you covered?

Anywhere in the world.

What is covered?

Accidental injuries while participating in skiing, snowboarding or mountain biking related activities.

Your Policy Includes:




Accident Medical Expense Coverage

Accidental Death or Dismemberment


Coverage Details

Heart & Circulatory


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Spot Insurance Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701

See a full list of FAQs here

The Snow Pros + Spot Insurance

Spot's got you covered.

If any PSIA-AASI member gets hurt while participating in covered activities, Spot’s policy can cover up to $25,000 of their out-of-pocket medical bills, with $0 deductible. Coverage works whether you have health insurance or not, and coordinates with any existing health plan you may have.

How Injury Insurance Works

If you get injured

Go to the doctor and get treated

If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Filing a Claim

We're here to help

Getting injured sucks, but dealing with your insurance shouldn’t. When you’re injured with Spot, a dedicated team member will be by your side every step of the way. Our goal is to simplify the experience so we can resolve your claim as quickly as possible. Besides, you have more important things to focus on, like recovery!

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Not a PSIA-AASI member? Click here to join today, and then purchase Spot.


The Snow Pros is the policyholder for Accident Insurance for all PSIA-AASI Level 1 (or greater) certified members of Professional Ski Instructors of America & American Association of Snowboard Instructors for whom premium has been paid participating in ski, snowboard, and mountain bike related activities. Coverage is subject to the terms, conditions, and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot.

The first and last name should represent the individual registered as a PSIA-AASI member. If you are signing a minor up for the policy please include their name inside the form.

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